Generous Rewards
Access to airport lounges, concierge services, and special discounts at partner merchants.
Platinum Rewards Card
The Platinum Rewards Card is the ultimate choice for those looking to maximize their rewards on every purchase.
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Platinum Rewards Card Features
Explore unique features of our Platinum Rewards Card. From rewards to perks, discover how it enhances your lifestyle and finances.
Exclusive Perks
No foreign transaction fees, travel insurance coverage, and emergency assistance services.
Travel Benefits
No foreign transaction fees, travel insurance coverage, and emergency assistance services.
Contactless Payment
Enjoy the convenience and speed of contactless payments with your Platinum Rewards Card.
Enhanced Security
Rest assured with advanced security features such as fraud monitoring, EMV chip technology, and zero liability protection.
Flexible Redemption Options
Redeem points for statement credits, gift cards, or transfer to loyalty programs of leading airlines and hotels.
Enjoy Peace of Mind and Easy Access
At Dynamic, we prioritize your financial security and convenience.
Unlock Premium Benefits
At dynamic, we profit with our members, not off of them. Banking shouldn’t cost you - our online checking account has no maintenance fees and includes helpful features for managing your money
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Checking that has your back
With our checking account service, say goodbye to monthly service fees, minimum balance charges, and overdraft fees. Get checking that has your back with us
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Get pay early
Get your paycheck up to two days early with direct deposit. Just set up direct deposit to your online checking account and receive a qualifying payment
Benefit
Fee-free overdraft up to $200 with Dynamic Bank Me
Overdraft up to $200 on Debit Card purchases with no fees when you qualify for BankMe
Requirements for Card Approval
To qualify for the Platinum Rewards Card, applicants must meet the following criteria:
- Applicants should have a solid credit history with a minimum credit score of 9.1, demonstrating responsible credit management.
- Applicants must provide proof of a steady income source to ensure their ability to manage credit card payments effectively.
- The minimum age for cardholders is 21, ensuring applicants meet legal requirements for obtaining a credit card.
- Applicants must be residents of United States to be eligible for the Platinum Rewards Card.
Do you have any doubt?
Learn about our clients' frequently asked questions.
Yes, Dynamic Bank facilitates secure international transfers with competitive exchange rates.
Dynamic Bank offers daily transfer limits for security, with options to increase them if needed.
Send money instantly between your Dynamic Bank accounts and to other banks.
Dynamic Bank safeguards your savings with FDIC insurance for peace of mind.
Explore our high-yield savings accounts or tiered interest rate structures to boost your returns.
Explore Our Financial Solutions
Dive into a world of financial opportunities with our diverse range of banking products. Whether you're looking for a mortgage, a savings account, or investment solutions, our comprehensive offerings cater to your every need.
Cashback MasterCard
We understand that each person has financial needs. Get the money you need to cover personal expenses, improve your home, pay off debt, travel, or carry out important projects.
- Earn cashback on every purchase, putting money back in your pocket.
- Enjoy flexibility in redeeming cash rewards, with options for statement credits or direct deposits.
- Additional benefits such as extended warranty and purchase protection.
Traveler's Choice Card
Turn everyday purchases into unforgettable experiences, and fuel your wanderlust while earning rewards on every adventure.
- No fees on international purchases, making it ideal for frequent travelers.
- Travel with peace of mind knowing you're protected by travel insurance.
- Earn rewards or miles for travel-related spending.
Student Advantage Card
Unlock student life perks and build credit responsibly. Between textbooks, coffee runs, and building a bright financial future, we have you covered.
- Designed with students in mind, offering financial education resources and tools.
- Enjoy perks such as discounts on textbooks, streaming services, and more.
- Build credit responsibly with low credit limits and student-friendly terms.